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Logo for Houston Chronicle Best of the Best awards with the Houston skyline, a star, and the shape of Texas.

The Rafail Insurance Agency is an independent & top-rated, full-service insurance brokerage dedicated to meeting the diverse insurance needs of Texans since 2009. With over 100 years of combined insurance experience, our team brings unparalleled expertise to help you navigate a wide range of insurance products. What sets us apart is our unwavering commitment to exceptional customer service, ensuring each client receives friendly, professional, and personalized care. Recognized for excellence in commercial, home, and life insurance across Houston, we pride ourselves on delivering trusted coverage backed by award-winning service.

Explore the sections below to learn more about the tailored solutions we provide for your business, home, and personal needs.

Award Winning Insurance Agency

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  • Protecting your commercial real estate is our priority. At the Rafail Insurance Agency, we offer tailored coverage to safeguard your properties at every stage. From General Liability and Property Insurance to specialized coverages like Builder’s Risk, and Cyber Liability, we provide comprehensive solutions designed specifically for the unique needs of commercial real estate owners and developers. Let us help you protect what matters most, with coverage as solid as the foundations you build on.

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  • Protecting businesses, big and small, is what we do best. At the Rafail Insurance Agency, we offer tailored insurance solutions to safeguard every aspect of your business. From General Liability and Workers’ Compensation to specialized coverages like Professional Liability, Cyber Liability, and Employment Practices Liability Insurance, we’ve got you covered. Whether you're a local startup or a growing enterprise, our expert team is here to help protect your business’s future with reliable, customized coverage.

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  • Protecting what matters most to you starts here. At the Rafail Insurance Agency, we offer comprehensive personal insurance solutions tailored to your unique needs. From Home & Property and Vehicle Insurance to Health, Disability, and even Pet Insurance, we ensure every aspect of your life is covered. With options like Umbrella Insurance for added protection and Critical Illness & Long-Term Care Insurance for life’s unexpected challenges, our expert team is here to provide peace of mind for you and your family.

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  • Secure your future and protect those you love with tailored life insurance solutions from the Rafail Insurance Agency. Whether you need Term Life, Whole Life, or Universal Life Insurance, we provide personalized plans to meet your unique needs. From Life Insurance Retirement Plans and College Saving Plans to specialized coverage like Keyman Life Insurance and Buy-Sell Agreement policies, we’re here to ensure your family, business, and legacy are always protected. Let us help you plan today for a secure tomorrow.

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  • We believe that protecting what matters most goes beyond the policies we write ourselves. Over the years, we’ve built trusted relationships with top brokers and industry experts who can provide additional coverage and benefits for our clients.

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Our Carriers

  • Progressive Insurance logo with a black background and the word 'PROGRESSIVE' in bold blue font.
  • Logo featuring a deer with antlers standing on snow with the text 'The Hartford' below it.
  • Farmers Insurance logo featuring a shield within a semi-circular blue and white emblem, with the text "FARMERS" in blue and "INSURANCE" in red underneath.
  • Liberty Mutual Insurance logo featuring a stylized image of the Statue of Liberty's face and torch, with the company name in gray and black text.
  • A black and white illustration of a person climbing a mountain, with a peak in the background and trees at the base.
  • USU logo with blue text and an orange curved line beneath it.
  • Logo for US Assure featuring a stylized blue parachute above the company name in gray text.
  • The word "NEXT" in large, bold, light blue letters on a black background.
  • AIG logo with blue letters inside a blue rectangle on a black background.

In the News

Why Choose Rafail Insurance Protecting Your Business & Investments Client Success Stories Commercial Insurance Explained Residential & Property Coverage Life Insurance & Family Protection Meet the Rafail Insurance Team Our Commitment to Clients

Testimonials

  • "Very professional and well-versed in all insurance-related matters. His team effectively locates affordable insurance that perfectly suits our multi-location business, saving us a significant amount of money."

  • "My go-to for anything insurance related! I send my clients, friends, and colleagues as well-because I know they will be taken care of by the best team in Houston. Thank you for always looking out!"

  • "Mark & Sylvia go above and beyond to make sure all your needs are met, I have trusted them for 20 years with my home and business insurance... Have recommended them to many of my friends and Family"

  • "They have a great team, best customer service! I've been with them for years and I have no complaints at all."

  • "Excellent service, was able to provide a quick resolution to a minor issue requiring an update to my insurance policy."

  • "Mark and his team at Rafail Insurance Agency in Houston are committed, engaged and unwavering in everything that they do to help their clients!"

  • "Rafail Insurance has been one of the best choices I have made. Their extensive knowledge and great customer service is by far top notch."

  • "Mark Rafail and his team are not only amazing insurance providers, they are also the friendliest group of people and always willing to help you. "

  • "Rafail Insurance Agency is the golden standard for quality customer service and professionalism. They are responsive, timely, and efficient, but also caring and human. They appreciate that their clients."

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View fullsize Houston Rockets vs. Dallas at home tonight! 🏀🔥 Mark is a proud season ticket holder and loves cheering on his city alongside clients, friends, and family. Nothing better than game night at Toyota Center—let’s go @houstonrockets ! 🚀🔴
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View fullsize Had a great lunch with Thomas Caldarera from @plainscapital ! 💼🔑 Always a pleasure chatting about how they’re helping businesses thrive with Commercial Real Estate lending and personal banking solutions. Be sure to check them out for all of y
View fullsize New look, same great service. We’ve got fresh signage outside of our office, so you know where to find us. Swing by our office at 3311 Richmond Ave. #350 – we’d love to chat coverage and how we can help you protect what matters mo
View fullsize We're looking forward to the @networkingouthou Contrast Therapy Mixer on March 21! Networking is key to expanding your professional connections and creating lasting opportunities. Supporting our community is at the heart of everything we do- we're
View fullsize Mark recently had the pleasure of speaking to the Risk Management class at the @uhbauercollege ! 🎓 A big thank you to @universityofhouston Professor James Hughes for hosting and to Roman Bernel with @axa XL for joining in. It was an incredible exp
View fullsize The @uli_houston Leadership Luncheon provided an incredible opportunity to learn about how preserving Houston’s architectural history can drive future growth. 🏙️💭 The panel shared valuable insights on how large-scale preservation projects can
View fullsize Built for Houston, here for you. Whether it’s commercial, business, personal, or life insurance, we’ve got your back when it matters most. Proud to serve the city we call home.💙 📞 DM or call us at (713)-429-1790 today for the coverage
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